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First Time Buyers >Insuring Your Home Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller. Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance. Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage. See All Tips In The "First Time Buyers" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What island in the St. Lawrence River was given away on a television game show in 1964? A  Price is Right Island was given away by Bill Cullen on "The Price is Right." See More Real Estate Trivia >

Cathy Fifield Team Keller Williams Realty 195 Center Street Auburn, Maine 04210 Mobile: 207-576-6908 Office: 207-576-6908 cathyfifield@NUMBER1EXPERT.com cathyfifieldteam@kw.com Call Cathy today for all your Real Estate needs! www.CathyFifield.com is brought to you by Cathy Fifield Team NUMBER1EXPERT™ in real estate for Auburn, Poland and Lewiston, Maine Read Cathy Fifield Team's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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