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All agents are NOT alike! Find out why we are top real estate experts. Call us: 207-689-9851.
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Buyers Want Your Home for as Little as Possible. Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision. Find Out More > View All Offers >
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"Thank You from the bottom of our hearts" "Job well done in all aspects of our real estate experiences with you all" Jason and Nicole Read Quote > View All Quotes >
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Cathy Fifield Team
is one of The Top Selling Real Estate Experts Find Out More > |
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Meet The Cathy Fifield Team Our Team has been in the real estate business for 11 years. The Fifield family is born and raised in Central Maine and very knowledgable about our state and all that it has to offer. The Team starts with Cathy Fifield, President, who manages and develops the team, manages the marketing systems for the team's listings and the buyer process. She is the rock and guiding force of the team. Matt Fifield, our team's Associate Broker, works with both buyers and sellers, and has developed a reputation for excellent service and the highest level of representation for his clients. Courtney Levesque is our Office Administrator. Courtney is the listing coordinator managing the advertising/promotions, visual tours and the daily functions of the office.
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First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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| Q |
What is the world's longest frontier?
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At 3,987 kilometers (3,987 miles), the border between Canada and the U.S. is the longest in the world. |
See More Real Estate Trivia > |
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